CMA Data – Basic Concepts


Introduction:

Credit Monitoring Arrangement (CMA) data is a very important area to understand by a person dealing with finance in an organisation. It is a critical analysis of current & projected financial statements of a loan applicant by the banker. CMA data is a systematic analysis of working capital management of a borrower and objective of this statement is to ensure the usage of long term and short term fund have been used for the given purpose. This data is provided by a company to bank for getting the loan from bank. Bank analyzes this data and then take the decision of giving loan to a company. Continue reading “CMA Data – Basic Concepts”